Terms and Conditions

These Terms and Conditions govern your use of clarionthovexo's financial planning subscription service and website. Please read them carefully before subscribing to our services.

Effective Date: August 26, 2025

Acceptance of Terms

By subscribing to our financial planning service or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These terms create a legally binding agreement between you and clarionthovexo

Service Description

clarionthovexo provides monthly financial planning consultations through a subscription-based model. Our service includes personalised guidance, budget analysis, and financial planning discussions.

Our consultations focus on general financial planning principles and are not formal financial advice unless specifically stated

Your Responsibilities

As a subscriber to our financial planning service, you agree to

  • Provide accurate and complete information about your financial situation during consultations
  • Maintain the confidentiality of your account login credentials and notify us of any unauthorised access
  • Pay subscription fees on time and notify us of any changes to your payment information
  • Use our service only for lawful purposes and in accordance with these terms
  • Notify us promptly of any changes to your contact information or financial circumstances

Prohibited Uses

You may not use our service for any of the following purposes

  • Violating any applicable laws, regulations, or third-party rights
  • Attempting to gain unauthorised access to our systems or other users' accounts
  • Transmitting viruses, malware, or other harmful computer code
  • Using our service to harass, abuse, or harm others
  • Interfering with or disrupting the operation of our service or servers

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our consultations remain the property of clarionthovexo or our licensors. You may not reproduce, distribute, or create derivative works without written permission.

© 2025 clarionthovexo. All content is protected by Australian and international copyright laws.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Payment Terms and Subscription

Your subscription to our financial planning service includes the following payment terms

  • Monthly subscription fee of $250 AUD (including GST) charged automatically to your selected payment method
  • Payments are processed in advance on the same date each month from your initial subscription
  • Failed payments may result in service suspension until payment is successfully processed

Service Disclaimers

Our financial planning consultations are provided for informational and general guidance purposes. We make no guarantees about specific financial outcomes or results.

We provide our service "as is" without warranties of any kind, express or implied

Limitation of Liability

To the maximum extent permitted by Australian law, clarionthovexo's total liability to you shall not exceed the amount paid by you for services in the twelve months preceding any claim.

We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service

Indemnification

You agree to indemnify and hold harmless clarionthovexo from any claims, damages, losses, or expenses arising from your breach of these terms or misuse of our service.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently through the following process

Binding Arbitration

Any disputes arising from these terms or our service will be resolved through binding arbitration rather than in court, except where prohibited by law

  • Arbitration will be conducted under Australian Commercial Arbitration Rules
  • The arbitration will take place in Brisbane, Queensland, Australia
  • Each party will bear their own costs unless otherwise determined by the arbitrator

EU Online Dispute Resolution

For European Union residents, we participate in the EU Online Dispute Resolution platform for consumer disputes

You can access the ODR platform at: ec.europa.eu/consumers/odr

EU consumers may also contact their local consumer protection authority for assistance with disputes

Termination of Service

Either party may terminate your subscription at any time with 30 days written notice. We reserve the right to suspend or terminate service immediately for breach of these terms.

Upon termination, your access to consultations will cease and no refunds will be provided for partial months

Governing Law

These Terms and Conditions are governed by the laws of Queensland, Australia, and any disputes will be subject to the exclusive jurisdiction of Queensland courts.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and clarionthovexo regarding your use of our service.

Changes to Terms

We reserve the right to modify these terms at any time. Material changes will be communicated to active subscribers via email at least 30 days before taking effect.

Continued use of our service after changes take effect constitutes acceptance of the modified terms

Questions About These Terms

If you have questions about these Terms and Conditions, please contact us at contact@clarionthovexo.com or +61 479 069 556.

Company: clarionthovexo

Email: contact@clarionthovexo.com

Phone: +61 479 069 556

Address: Level 15, 324 Queen Street, Brisbane QLD 4000

Website: clarionthovexo.com